Q: Are you a fiduciary?
A: Yes!

Q: What is in your investing philosophy?
A: I believe in a passive approach to investment management.  I utilize low cost index funds whenever possible.  

Q: How do you get paid?
A: I am a fee-only financial planner.  I believe in simple and transparent fees.  I charge a subscription fee billed on a quarterly basis (in arrears).  I utilize Advice Pay to process client fee payments.  Clients can pay via ACH or credit card.  

Q: Do you make commissions from recommending certain products or services? Do you earn money from referring clients to specialists (CPAs, estate planning attorney)? 
A: No.  I am a fee-only (advice-only) financial planner. I do not sell products or earn money when connecting you to professionals in my network.  This approach allows me to provide conflict free advice. 

Q: Who are your typical clients? 
A: I specialize in working with early to mid career professionals (approximately aged 30-50 years old) who are looking to optimize their wealth building strategy.   

Q: How long does a typical engagement last?
A: I strive to work with my clients on a long-term basis.  Client goals and scenarios evolve over time and the financial planning process is there to provide guidance.  In order to see the benefits of financial planning, I would ask clients to commit to a one-year engagement.  However, I do not have specific time commitments in my client agreement. 

Q: Do you work with clients outside of California and Washington? 
A: Yes, I work with clients across the country on a virtual basis.  

Q: What is the next step?
A: Schedule a complimentary strategy session!